Once you make the decision to purchase travel insurance for your next trip, it’s high time you do a bit of comparison shopping. You could easily be tempted to choose the first travel insurance package that you’re offered by a booking website or even your travel agent, however, that’s not likely to be your best available deal.
In many cases, the plans that they’re offering will cover only whatever portion of your booking that you book through them. It probably won’t include a trip cancellation policy or any comprehensive travel insurance whatsoever. In fact, sometimes you end up with a plan that only offers a waiver (aka a credit good only on a future booking). This is anything but helpful when you’re facing a real emergency.
Instead, you could simply use a travel insurance comparison tool. TravelInsurance.com offers one that lets you see numerous quotes from multiple insurances all in one place so that you can locate the best one for you. It’s important to note that the insurance plans that cost the most aren’t always the most comprehensive. That’s why by viewing the available options side by side, you can be sure that you’re getting the most value for your money.
In addition, when you use TravelInsurance.com, you can see numerous available plans from top-rated providers on a single easy-to-read chart. That means not having to enter all your trip details repeatedly for every plan that you’re considering. The overall TravelInsurance.com mission is helping to simplify the complicated travel insurance world for consumers like you.
Owned and operated by DigiVentures Holdings, LLC, this is an easy-to-use website that has proven that you really won’t locate a lower price for a plan found there anywhere else online.
The company is a member of The US Travel Insurance Association.
Why do you need traveler’s insurance?
Unexpected costs can hit on any trip, and in many cases, they can be very expensive. Flights get canceled, travelers get sick, and sometimes hotels are double-booked. You can’t possibly plan for everything, especially when you book longer trips. You can, however, protect yourself against numerous common costs via travel insurance, which basically covers the cost of trip cancellations, hospitalizations, and many other unexpected events. In fact, a good policy can pay for just about any cost that is travel-associated. On top of that, having travel insurance means having the peace of mind that you can get from a well-constructed policy.
Does it cover medical emergencies?
Travel medical insurance does and you can purchase a plan as part of your overall travel insurance policy or by itself.
Does it cover flight cancellation and lost luggage?
Travel insurance will reimburse you for any money that you lose from the non-refundable payments and deposits if something goes wrong during your trip. These problems can range from flight delays or lost baggage to medical issues.
Do I need travel insurance for a cruise?
Yes, when you go on a cruise, you could potentially end up losing some substantial money, just like with air travel and traveling on land. Cruise insurance covers issues like bad weather that could cause a trip delay or an illness that could prevent you from traveling. These plans also provide coverage for problems that are cruise-specific, such as changes in the itinerary that could cause you to miss an excursion that was prepaid.
Travelinsurance.com Cost
Via the simple online form, you can submit your basic information, which includes your age and any additional factors that would influence the travel insurance cost. It’s then submitted to several insurance companies that return their quotes for several types of coverage. These quotes are displayed in an easy-to-browse format that you can organize in various ways for the purpose of finding the best policy for your needs and budget, thereby avoiding the need to fill out extensive paperwork.
Is it easy to file a claim?
Yes, and you can get the contact info for your travel insurance policy provider on the travelinsurance.com claims page.
If you bought your travel insurance plan at TravelInsurance.com, the provider’s name can be in your confirmation.
Pros & Cons
Pros:
- A+ rating by the Better Business Bureau.
- Buy directly via the website, receiving your policy within minutes via email.
- Comparison shopping saves money.
- Scores 41 travel insurance plans and 12 essential benefits for ratings.
- All purchases are secured with Verisign 256-bit secure encryption (high-grade).
- Plans from top-rated companies.
- More than 75,000 customer reviews (verified).
- 100 percent safe & secure checkout
Cons:
- If you make a mistake when first entering your age, you end up starting from scratch rather than just correcting it.
- The interface can be very annoying in some cases.
- Difficulty adding additional coverage to an existing policy.
- The quotes for “cancel for any reason” insurance change from one page to the next.
Travelinsurance.com Customer support
If you happen to have questions or require help with purchasing, you can contact Trsvelinsurance.com via phone at 1-877-906-3950 Monday thru Friday from 9 AM EST to 8 PM EST. Or, for live chat, you can simply click on the live chat button on the website for opening a live chat window (if the live chat agents are available) or simply open a support ticket and one of the friendly agents will be more than happy to assist you.
Our Final Thoughts
Since travel conditions are still somewhat uncertain these days, travel insurance can be a smart way of guarding against the unexpected. The more you spend on your trip, the more you’re likely to be needing travel insurance, especially for international trips as well as cruises because that’s where travel problems can be much more expensive to solve
